What's a good insurance to get with my Nexus 4? - Nexus 4 Q&A, Help & Troubleshooting

I just got my phone about a week ago and i got it from Tmobile with the insurance they offered. But now I'm wondering if that was a good idea. To go with their insurance or Squaretrade or if the Nexus 4 comes with a 1 year warranty for accidents.
I'm careful with my phone, but accidents happen. You can't 100% prevent an accident, no one can't. It happens.
So what's a good insurance plan? I only plan on paying for one year, after that I don't think it will be worth it.
I read Squaretrade is good for iPhones, but idk for Android phones

Square trade is a ripoff on android phones. $99 deductible, while its only $50 for iPhone 5.
Just go and get a nice protective case like ottobox and an armored screen protector.
Sent from my Nexus 4 using xda premium

I am on T-Mobile also and I have their insurance. As for the 1 year "warranty", it doesn't cover accidents, unless the accident happened before the phone got to you.
Sent from my Nexus 4 using xda premium

I also am on t-mobile. The 1 yr warranty only covers hardware problems. example my first N4 had really bad light bleeding, they sent me a replacement for it, Which was on launch. Now 1 week ago I noticed my battery would not last more that 4 to 5 hours completely stock with data off most of the time and called it in and received my replacement on monday.
Insurance on the other hand covers theft, lost, broken glass etc.....

saw a thread on reddit /r/nexus4 about geek squad protection plan. xda wouldnt let me post the link since i have <10 post.
Basically its 9.99/months or 169 for 2 years. No deductible, or claim limit. Covers liquid damage, physical damage and others. pm me for the link if you want more info, or head into a best buy to find out more.
Im heading to best buy tomorrow. So you might wanna look into it as well if you don't like square trade like me.

jamesc760 said:
Square trade is a ripoff on android phones. $99 deductible, while its only $50 for iPhone 5.
Just go and get a nice protective case like ottobox and an armored screen protector.
Sent from my Nexus 4 using xda premium
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I'd do that but I heard that cases don't protect from drops 100%.

Related

Sprint Total Equipment Protection. Is it a must have?

Hello,
I do not know if I should take the equipment protection that sprint offers. Is this the only option or is there any other ?
Any suggestion/help is appreciated.
Broadcasted From HTC Evo 4G
It just depends on how you are with you phone. Plus it's only $7 I think now? If something does happen to your phone, paying $100 for a replacement is better than paying $500 for a brand new one. Let me tell you though, Asurion sucks. They are one of the most stingy companies I've ever had to deal with, with both my Moment and my Epic.
Yes... worth it. Asurion wasnt a problem to deal with in my opinion when I went swimming with my Pre in my pocket. I had issues with billing amounts and mishaps but excusable in my opinion.
$35 at the sprint store to fix it if you drop it. (Unless you drop it in water I guess)
At $7 a month, you would need to drop your phone more than once every 5 months. If you are careless with your phone, buy the TEP. If you take care of it like I do, the $7 a month is a waste.
dills2214 said:
$35 at the sprint store to fix it if you drop it. (Unless you drop it in water I guess)
At $7 a month, you would need to drop your phone more than once every 5 months. If you are careless with your phone, buy the TEP. If you take care of it like I do, the $7 a month is a waste.
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stuff happens, i recently dropped my evo.
i have TEP and its deffinetly worth it.
if you get it you might never use it, but if you dont get it and something happens, $500 down the drain
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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If its Lost/Stolen you will pay a $100 deductible on top of the 7/month to get a new/refurb EVO.
In the long list of phones I've had over the years, the only ones I've ever had break met their demise in water/beer. So I consider it a must have. Also, after dealing with plenty of customers who didn't get TEP and lost or had their phone swiped, and want to rip my head off when I say a new one is $400-500.. I'd say it's well worth the $7 a month.
Tpe is worth it in my opinion.
I had a motoq 9c before upgrading to the ego and swapped it for wear and tear issues beforehand.
Probably give it to my kid as book reader/mp3 player... any other ideas?
Sent from my PC36100 using XDA App
The cost of a lunch, for a $35 repair, or $100 replacement Pay the $7, well worth every cent.
Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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Best Buy insurance is not 7, it's more like 10. Also, where Sprint can do repairs in house, Best Buy has to ship our phones out for weeks at a time.If I could do it over, I'd get the Sprint TEP.
Sent from my HTC EVO using XDA app
Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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Click to collapse
They don't cover theft and you forgot to mention they don't cover loss either.
Sent from my PC36100 using XDA App
Bestbuy warranty's are a Rip off!
Berat said:
I have insurance through Best Buy, 7 a month and it covers pretty much everything except theft. Does TEP cover theft as well?
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Click to collapse
I had to pay 10 for best buy, 7 was never an option
Sent from my PC36100 using XDA App
Also, I would argue that it depends on how often you upgrade. I usually upgrade once a year, and most phones (I know for a fact HTC's) carry at least a 1 year manufacturer warranty. Won't help you with stuff like water damage, theft or the like, but it will with defects. If you're careful with your phone, the manufacturer warranty is free and should cover you. I got mine replaced for the power button crack and some weird hot spots on my screen, through Sprint, for free.
johnylovejoy said:
stuff happens, i recently dropped my evo.
i have TEP and its deffinetly worth it.
if you get it you might never use it, but if you dont get it and something happens, $500 down the drain
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How is it $500 down the drain?
Take it to your nearest sprint store. $35. Fixed and out the door. Like I said, unless you drop it on a regular basis, I just don't see how it is worth it.
chris66 said:
The cost of a lunch, for a $35 repair, or $100 replacement Pay the $7, well worth every cent.
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Wrong.
$7 TEP - fixed or replaced for free (Minus water damage/board damage)
No TEP - Fixed for $35 at sprint store or $100 for replacement if in several pieces, water damage, etc.
http://forum.xda-developers.com/showthread.php?t=819504&highlight=TEP
chumpysv said:
Best Buy has to ship our phones out for weeks at a time.
Sent from my HTC EVO using XDA app
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Exactly which Bestbuy keeps on a very down low while selling consumers.
Bestbuy geek squad forums have purchasers posting everyday that phone has been out for service over a month and when they received it back repair was crap.
This leaves consumers with bad choices - send it out for service again deal with another long return time or deal with crappy repair.
Oh lets not forget loaner phones , their very scarce and suc.
Bestbuy extended warranty of any type are a scam.
I would say its only worth it if your very rough with your phone (or work in an adverse environment, etc) or plan on keeping it over a year. I went through 9 feature phones in a 3 year period because I was so careless with them (fell in fire, dog chewed one, toilet, beer cup, ran one over, lost etc etc.), and considered the couple bucks worth it. Smart phones? I'm as careful as can be. Dropped my launch day Evo once since release, on carpet from about a foot. When it crapped out for unknown reasons at the end November, I just brought it to Sprint and they replaced on the spot for $35. Saved a little over the TEP and a good amount over BestBuy's blacktie scam.
Apparently they're supposed to send yours in and order a replacement when you warranty replace one, but the rep just asked that I give him a good rating on the review call and gave me a new one. Easy enough. *****ing about driving 30 miles in driving snow to the nearest Sprint store with Evos in stock probably helped. Granted he didnt know I find every excuse possible to rip around in a snow storm, and would have been driving around pulling people out of the ditch anyways.
I have TEP and pay the $7/month.
First, my bottom LED flash stopped working. I walked into the Sprint store, and it was taken care of for free.
A few days later, I lost it while out. $100 and I had a phone 2 days later. And BTW, they're not giving out refurbed EVOs (at least not as of 3 or so weeks ago). My replacement was BNIB. Compared to what it would cost me for a new one, I am a-okay with $7/month.
I'm not someone that drops my phone, and I generally take very good care of my items, but sometimes, stuff (like losing it) happens. It's a gamble, but in the long run, I feel I got my $ worth, and for what the EVOs cost, the $7/month is well worth the peace of mind.
It all boils down to this being a gamble, no different than carrying comp/coll on your car/truck.

[Q] Returning Atrix to Best Buy?

I have a $10 a month protection plan on my Atrix through best buy with no deductible that covers accidental damage including water damage and cracked screens.
I have a couple of major issues with my phone and I'm considering taking it back. When I first got my phone I started noticing dust or dirt was getting inside of the front facing camera when it should be sealed. Also I was getting touch screen issues where the screen would press in the same spot rapidly by it's self and I'd have to turn off the screen to fix it, probably due to a corrupt PDS and I didn't know about backing it up when I first got my phone. Then a few weeks ago I dropped my phone on accident and the screen cracked and my back cover got scratched up.
I don't want to get the same phone back; because I have so many problems with it they likely won't fix it or they'll notice my device is unlocked and void my warranty. I was thinking about getting it fixed and flashing the stock SBF, will they be able to tell if I flashed the stock 4.5.91 SBF?
What do you recommend I do? I'll be getting a case and screen protector for sure when I get the phone fixed or replaced. Also would it be possible to return it and upgrade to the Galaxy S II or Galaxy Nexus/Nexus Prime on a 2-year contact without paying too much?
Thanks!
LOL. I did the same **** with my captivate. I rooted it then got sick of it so I bricked it and turned it on in the water to make sure that it fried up! LOL. That's how I got my atrix. Whatever the difference of the retail price is that's the difference in what you would pay. So maybe $50.00 + tax is all you would pay for sgs 2. Make sure you tell best buy you want another model when they junk out your atrix.
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I also have best buy's $10 monthly warrenty. I bought a $40 broken atrix from Craigslist, brought it to BB and claimed it was mine. They took it without checking the iemi number. Half a week later, got a call from them informing me my new atrix is in. I'd say do it. Make sure you take the battery out first. They sent me a third party battery with only 1200 mah.
Sent from my MB860 using XDA App
evostevo1 said:
LOL. I did the same **** with my captivate. I rooted it then got sick of it so I bricked it and turned it on in the water to make sure that it fried up! LOL. That's how I got my atrix. Whatever the difference of the retail price is that's the difference in what you would pay. So maybe $50.00 + tax is all you would pay for sgs 2. Make sure you tell best buy you want another model when they junk out your atrix.
Sent from my SAMSUNG-SGH-I777 using XDA App
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Did Best Buy give you a new phone or a refurbished one and did they hassle you at all about it? Also is the difference in price between the price you paid or the current retail price cause I got my Atrix for free and if I have to pay $200 for the Galaxy Nexus when it comes out then it's not worth it. Right now they have the Atrix 2 for $50, the Galaxy S II for $200 and the Galaxy Nexus will probably be $200 like all new high end smartphones.
ifalldownalot said:
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Yeah, I'm pretty bad at taking care of things, I break things all the time unfortunately. Going to start using a case and screen protector.
Deggy said:
I also have best buy's $10 monthly warrenty. I bought a $40 broken atrix from Craigslist, brought it to BB and claimed it was mine. They took it without checking the iemi number. Half a week later, got a call from them informing me my new atrix is in. I'd say do it. Make sure you take the battery out first. They sent me a third party battery with only 1200 mah.
Sent from my MB860 using XDA App
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Did Best Buy give you a new phone or a refurbished one and did they hassle you at all about it or charge you anything?
How can I fry it so they give me a new one instead of trying to fix my current one and have a good excuse for not having the battery? I was going to drop it in water "accidently" but I don't want to go and explain why I don't have the battery and make it obvious I'm just trying to get a new phone. MOD EDIT: This is considered insurance fraud. It is illegal. Please do not advocate it or talk about it on XDA.
Also for those of you who look down on me for trying to screw Best Buy into giving me new phone, I'm paying $10 a month for a protection plan and I've given them thousands of dollars in phones, tvs, games, ect. so I don't view it as that bad but we all have different morals.
They sent me a brand new phone. Its still new in box on my desk as we speak. Just make up any BS story. Make sure its some male high school or college kid age. I find that they don't care and/or cool people.
As for the battery, just say "no offense. My friend has best buy warranty as well. They kept his OEM battery and got sent a third party one instead. I would like that not to happen to me." Or some **** like. At least that part would be honest.
No hassle. No charges or deductibles.
Sent from my MB860 using XDA App
insurance fraud? this thread needs to be closed.
dLo GSR said:
insurance fraud? this thread needs to be closed.
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How is it insurance fraud? The BBY Black Tie plan is in no way any sort of insurance. It's a paid service offered by the company, nothing more.
It's the company's plan policy to accept the phone regardless of damage and if it cannot be repaired under the cost of replacing the phone then they repair it, otherwise it's replaced. Technically speaking, they shouldn't care as long as you've been paying for the plan. I've had it and dropped it in a toilet, subsequently frying the phone, told them that and they replaced it with a working refurb (after sending it off and their repair shop saying it the damage was irreparable). I've taken a phone in with "short battery life" and they've sent me a brand new one since they were out of refurbs.
Edit: Quite simply, it's the best phone replacement plan around... and it has no deductibles. I'd rather pay BBY $10 a month and guarantee that I got my phone replaced at no extra charge than pay AT&T $7 a month or whatever it is and still have to pay a deductible.
Originally Posted by dLo GSR
insurance fraud? this thread needs to be closed.
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How is it insurance fraud? The BBY Black Tie plan is in no way any sort of insurance. It's a paid service offered by the company, nothing more.
It's the company's plan policy to accept the phone regardless of damage and if it cannot be repaired under the cost of replacing the phone then they repair it, otherwise it's replaced. Technically speaking, they shouldn't care as long as you've been paying for the plan. I've had it and dropped it in a toilet, subsequently frying the phone, told them that and they replaced it with a working refurb (after sending it off and their repair shop saying it the damage was irreparable). I've taken a phone in with "short battery life" and they've sent me a brand new one since they were out of refurbs.
Edit: Quite simply, it's the best phone replacement plan around... and it has no deductibles. I'd rather pay BBY $10 a month and guarantee that I got my phone replaced at no extra charge than pay AT&T $7 a month or whatever it is and still have to pay a deductible.
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Waiting for 3 weeks to be told your smartphone isn't repairable, while they give u a flip phone and take off your data plans, that they can never set up correctly again...... I tried it 1 time. Ill take the deductible and 2 day turn around on phone replacement any day. BB black tie was a waste of my time and an insult.
Sent from my MB860 using xda premium
Black tie is the best! They don't technically have refurbished phone. Its more like refreshed so their not giving you a toilet phone. Plus it doest matter if your phone is rooted unlocked bl or whatever. Plans still covers it.
Sent from my MB860 using Tapatalk
indieman91 said:
Black tie is the best! They don't technically have refurbished phone. Its more like refreshed so their not giving you a toilet phone. Plus it doest matter if your phone is rooted unlocked bl or whatever. Plans still covers it.
Sent from my MB860 using Tapatalk
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Thanks for the advice!
From what I hear their plan allows you to upgrade your phone if it's broken and just pay the difference in price. The Atrix 2 for $50 looks nice but like the Atrix it'll probably be months before the bootloader is unlocked and developers really start working on it. The Galaxy Nexus would be perfect it it wasn'ti so big and the Galaxy S II is really nice but it's too expensive. The Captivate Glide looks nice and is supposed to come out sometime this year, I'm going to wait a bit.
Btw kenn, I don't see this as insurance fraud, my phone is already messed up, I just want to get a new one instead of having mine "fixed" and keep my current battery.

(Q) nexus 7 insurance

Hey peeps! I'm getting a nexus 7 and I'm wondering of anyone is getting insurance on their device. I know it has the manufactures warranty but it doesn't cover things an insurance policy would. I'm thinking to get it insured.... .
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androidkid311 said:
Hey peeps! I'm getting a nexus 7 and I'm wondering of anyone is getting insurance on their device. I know it has the manufactures warranty but it doesn't cover things an insurance policy would. I'm thinking to get it insured.... .
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I don't even know if you can just for something that costs $199. If you could, I don't think it'd be worth it. In my case, it would fall under my renter's insurance--although IIRC my deductible is around $200.
It's £60 here for an extended 2 year warranty including damage, not worth it for a £190 tablet.
jabsys said:
It's £60 here for an extended 2 year warranty including damage, not worth it for a £190 tablet.
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Yeah I've seen it for £40 for 2 years.. just as its budget not sure how long it would last lol.
Sent from my GT-I9100 using xda premium
i'll be registering it with my bank for insurance....£5 per month covers phone, tablet, keys, wallet, IDs and car breakdown so I'm doing it regardless of the price of the nexus 7
I wonder if it would be covered through Homeowners insurance.
You can take it to best buy and buy a protection warranty. Only thing is, for a tablet like this it costs 199.99. WTF! I'm not paying another 200 on top of the 250 I just paid. That's like paying for a $450 iP*d (had to censor or I would get killed ;p )
"extra" insurance is always a scam. (i'm talking for Europe). First you pay about 25%+ insurance fees and in case something happens you will pay "own risk/excess" and documentation costs. In many cases you'll pay within a year the full amount you need for replacing when something happens.
Never get extra insurance for something you can afford to buy a new one. Much cheaper in the long run!
What about a place like SquareTrade? They seem to offer good warranty for decent pricing
I just got a quote for a $279 tablet for $27 two year warranty.....
dbett4 said:
What about a place like SquareTrade? They seem to offer good warranty for decent pricing
I just got a quote for a $279 tablet for $27 two year warranty.....
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So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
Slap-Yourself :) said:
So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
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If it's one of their common covered issues there is no deductible.
Slap-Yourself :) said:
I wonder if it would be covered through Homeowners insurance.
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It should be. Check with your agent to be sure. Also check what your deductible is.
At least with my insurance, if I'd drop it and the screen would break, it would be covered. Some extended warranties will not cover, um, "user error" like that. In general extended warranties are a scam and a MASSIVE money maker for places like Best Buy.
Slap-Yourself :) said:
So a 2 year warranty costs $27? I wonder how many arms & legs the deductible costs.
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Square Trade's warranty's are awesome. My wife dropped her iPad 2 on a tile floor and shattered the screen. Square trade sent a padded box by next day air and paid for next day air shipping both ways. We got the box, they got it next day, it was repaired and returned on the same day the got it. We received a repaired iPad 2 in 3 days and it didn't cost us a dime extra.
btmec said:
Square Trade's warranty's are awesome. My wife dropped her iPad 2 on a tile floor and shattered the screen. Square trade sent a padded box by next day air and paid for next day air shipping both ways. We got the box, they got it next day, it was repaired and returned on the same day the got it. We received a repaired iPad 2 in 3 days and it didn't cost us a dime extra.
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so you're saying there is not deductible? and just pay roughly 25 bucks for 2 years of warranty?
I dropped my Transformer and cracked the screen about 2 weeks after I bought it. SquareTrade couldn't replace the glass within 7 days (this was when the Transformer first came out) so they sent me a check for $450 for replacement. I did have the accident insurance on it, and they were really great to work with. - sheureka
dbett4 said:
so you're saying there is not deductible? and just pay roughly 25 bucks for 2 years of warranty?
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Went to the square trade website and it's actually $60 for 2 years if you want coverage for drops, spills and other accidental damage. Still not bad of a deal.
No that's not bad at all. Idk of other places to get a warranty or else I would compare
Sent from my SCH-I535 using xda app-developers app

Insurance for the Nexus 4?

Just thinking, I'm not too worried about defects, Google will replace it for that. But reading about the nexus 4s slickness, and people dropping them makes me realize stuff happens. This is why I have insurance on my at&t account, but obviously that isn't going to mean much with a non at&t phone. Any third party companies that offer it?
Sent from my Nexus 7 using Tapatalk 2
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
estallings15 said:
http://www.squaretrade.com/smartphone
Ordered my Nexus 4 on the 13th. Still waiting.
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Squaretrade is ridiculously overpriced given the cost of the n4 and the deductible they charge. Plus they offer cheaper coverage for iPhones which is irritating. Not recommended. If others have found reasonable insurance, I'd be interested.
Sent from my Nexus 7 using xda premium
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
Ordered my Nexus 4 on the 13th. Still waiting.
I think it's crap that I can't just pay $30 from square trade for a service plan with accidental coverage. Oh it's a phone. That means you need insurance and not a service plan. Who decides this crap? I got a service plan from square trade when I bought my HTC Flyer and it was $30, and what is a flyer? An oversized Desire HD!
I remember you used to be able to buy a service plan from best buy for a phone if you bought it from them, and now they have bend over and spread em insurance too! Really who decides this crap? Cell phones are pretty much in a class of their own with consumer electronics.
I guess I'll just go insurance free
Sent from my HTC PH39100 using Tapatalk 2
estallings15 said:
$125 for two years with a $99 deductible?
My current plan through T-mobile is $6 a month with a $130 decuctible. What are you used to paying?
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Both plans are outrageous given the cost of the Nexus 4.
Cor-master said:
I guess I'll just go insurance free
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I'm with you. Unless squaretrade recognizes their ridiculousness and adjusts their pricing plans accordingly. I'll not be holding my breath.
Sent from my Nexus 4 using xda premium
bumping this in hopes that it gets some action.
i think i am going to get squaretrade before my 30 days are up. one of the things i like is you can cancel at any time and be refunded the rest of your money. or cancel and stop paying your seven bucks a month. you can also transfer it with the phone if you sell it and want to use the insurance as a perk.
has anyone else found anything better?
i just noted in a previous post that my phone just dropped 18" onto a rug with the bumper on and now my glass creaks. its only a matter of time i feel before something worse happens. and who knows... maybe google and lg will start building these things a bit better and with insurance we can swap it out.
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
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Cor-master said:
I just think it's crap I can get a square trade warranty on a tablet for $30 that doesn't have a monthly fee and offers the exact same coverage but because the device is deemed small enough to be a phone I gotta pay a monthly fee
Sent from my HTC PH39100 using Tapatalk 2
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i completely agree. i wish some hardware replacements would start hitting the market. if i could price out the replacement parts i could weight out the pricing better. but i dont want to go past my 30 days and be forced into buying the parts from the internet when they could very well be pricier.
Check the threads were people have sent their phones back for repair. I'd rather save my money then send it back to LG for repair, if there is something that needs repair. One post I read said it was going to cost $140 to repair the cracked glass. Another one was $153. So paying someone $125 for 2 years and $99 deductible seems like its not worth it. The cost for a one time repair would have to exceed $224 to make it worth it.
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
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BruceCLin said:
This is what I got. Square trade $79.99 for 2 years and a $50 deductible.
http://www.amazon.com/gp/aw/d/B008I668NG/ref=redir_mdp_mobile
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That would be worth it but are you sure it covers phones?
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I agree. Paying $125 on the chance that I break it and then have to pay another $99, for a total of $224, on a phone I bought for $300, doesn't seem quite worth it.
Of course, that's if it only breaks once. My wife is murder on phones, so figure that she breaks hers, say, three times in two years and that's $125 + $99 x 3 = $422. But then, if LG will repair it for about $150, then those three times only cost me $450, so the difference is still pretty negligible.
I'm going to get us both the Ballistic cases when they are released in a few weeks and hope for the best.
danguyf;35721483My wife is murder on phones.[/QUOTE said:
as am i.
http://www.youtube.com/watch?v=5sOoXKBYC1c
the seventy dollar deal for prepaid doesnt sound bad at all.
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I got Square Trade. They are having a 35% off sale until December 26th. :thumbup:
Transmission sent from my badass Nexus 4.
I've had mixed experiences with Squaretrade. My biggest complaint is that they send your device to a repair depot that can take over a week to fix. In addition, if the repairs exceed the cost of the phone, they keep it.
Also, the last time I used them, they wanted my SIM card (I was having SIM identification problems). I personally refuse to send an active SIM card through the mail. They said that all of their customers are fine with it?
Anyways, I personally don't think it's cost effective to buy insurance for a cell phone at $299-$349. Just keep money aside if it breaks or is lost/stolen.
I'd like to know if any one has used these guys.
http://www.worthavegroup.com/cell-phone-insurance
on paper it seems like a good deal and good coverage... but I'd like to hear some stories about claims being a hassle or not.
I'm content with using SquareTrade as an "Insurance" for my Nexus 4.
SquareTrade: $125+$99=$224 (They even cover shipping)
Buying New Replacement: $349+Shipping
Plus with buying new, you have to take into consideration that the Nexus 4 is nearly impossible to get right now.
So you could be stuck without a phone for months, where with SquareTrade you get one quickly.
And "Part Replacement" is pointless IMO. You might crack the screen, spend $150 for a new screen. But what if you do more damage than just the screen.. more parts to buy
But that's just me. Plus if the phone is not repairable. They give you the full retail cost of the phone at time of purchase.
$79 Plan from SquareTrade the Indian guy from the SquareTrade Customer Service said the Nexus 4 is covered under this plan.
Or $99 Plan from SquareTrade will cover it too, (in case you don't want to take the chance that the $79 plan does not cover it.)

Handset Insurance

Seeing as how I, (like many others on here) plan on purchasing/have purchased the VZW GN3 for full retail, how many are considering purchasing insurance for the handset? If so, SquareTrade, VZW $8/month, covered under a home insurance clause, etc. What will you be using and how much are you paying? I'd like the peace of mind knowing that incidental damage/theft/water damage will be fully covered and though I'll have a screen protector, I'll likely use it naked as I like its body lines and don't want to add ANY bulk to an already hefty sized phone.
Any input is highly suggested and welcomed! Thanks guys!
Sent from my iPad using Tapatalk
I am probably going with the Asurion option through Verizon. $5.18 a month and covers loss/theft/damage with a $99 deductible.
Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).
Oh_wow said:
Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).
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But you have to pay the whole insurance fee up front instead of monthly.
Sent from my SCH-R530C using XDA Premium 4 mobile app
Oh_wow said:
Square Trade all the way! They were awesome when I dropped my Note 2--had a new one in my hand in 24 hours (with no fees).
Click to expand...
Click to collapse
I use SqaureTrade on my Nexus 7 but I have Asurion for my phones because SquareTrade doesn't cover loss or theft
Sent from my Nexus 7 using Tapatalk 4
So it seems that:
#1: SquareTrade - Yearly fee and no deductible?
#2: Asurion - I was told by a rep this morning when I picked up my SGN3 was $10/month (they raised it from $8/month) and a $100 deductible.
VZW has 3 Asurion options - $5.18, $8 & $10
My wife has the $5.18 for her Droid DNA
I have the $8 for my SGN3 - still not completely sure of the difference.
Sent from my SM-N900V using Tapatalk 2
I'm going to purchase my plan through Worth Ave, still doing some research but it seems like the best deal/coverage so far. If you can make the College Plus plan work somehow then it gets even better. I'm cautious to post more because I posted looking for some feedback about 3 weeks ago and a few people were cautious of my excitement of what I thought was a good find....
Sent from my SM-N900V using Tapatalk
Is the SquareTrade purchased through their website?

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