Related
theres alot of talk of switching from this phone to that, but how do they do it? My dad has always handled the purchasing and contract stuff with tmobile, so i dont know. Theoretically if i wanted to switch from my vib to the G2 (NEVER!), would i just sell my vibrant and buy the G2 at full price?
note: this is just an example, G2's are stupid (for me)
Buying the phone outright, at least on T-Mobile, will give you cheaper rates. Part of your monthly bill is to pay back the difference between what the carrier paid for the phone and the discounted price they sold it to you for. For example, my Evo cost Sprint about $450 to buy it from HTC, however in exchange for a higher bill, they can sell it to me for $200 and make back the money about halfway into my contract. Like I said, I think only T-Mobile will give you lower rates if you choose not to buy the phone at a discounted price from them.
So yes, people usually buy them outright or they buy them for cheap off of friends or idiots on craigslist. If you do the math, most of the time it would cost you less to buy the phone for the full price if it means lower service cost. But most people want instant gratification and think...well they don't think lol.
A job helps. I buy my phones outright because the get more plus plan does not give upgrades, but over the long term, it saves money.
me i actually wait until the store is closed and "let myself in" and its usually a alot of phones out on display.
If you did not buy the phone outright (i.e. as an upgrade for cheap), and wanted to sell it and buy a different phone used, would that cause a problem for your account? Or would it just be as easy as logging into your T-Mobile account and selected a different device for "my phone"?
Terrier Hockey said:
If you did not buy the phone outright (i.e. as an upgrade for cheap), and wanted to sell it and buy a different phone used, would that cause a problem for your account? Or would it just be as easy as logging into your T-Mobile account and selected a different device for "my phone"?
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Click to collapse
Once you pay for it, it's yours. You can do whatever the hell you want with it. Sell it, destroy it, whatever. As long as T-Mobile's getting their money, it doesn't matter.
dligon said:
me i actually wait until the store is closed and "let myself in" and its usually a alot of phones out on display.
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Click to collapse
DEBO! lmao
IMHO, I'd say once a year is more than sufficient to upgrade your phone in terms of the technological jumps. Anymore than that seems like a waste of money. No one says you have to keep upgrading, its just a matter or preference. If you find a phone you love and works for you, stick with it. If you love having the cutting edge stuff and its worth it to you to spend the money, then by all means, spend spend spend.
a job and full price. lol. i haven't had a contract with tmob for like 4 years anyway...
but then again, i went from a g1 to the vibrant, but i typically get a new phone once a year. had a bb curve, wanted android and got the g1, cm wasn't cutting it on the g1 anymore, so i got the vibrant, when a substantially better phone comes out (dual core, better screen, honeycomb, etc), or the vibrant just isn't working for me i'll get a new one (likely the former).
that or my wife needs a new phone (she has a cliq...), so i may pawn my vibrant off on her and grab an sgs2 or vibrant 4g.
I have enormous piles of money all over my mansion. That's how.
Sent from my SGH-T959 using XDA App
If you don't have any connections, then the best way is to go on T-mobile's cheap plans and then buy the phones used from a site like ebay or craigslist.
The typical cost for a new-ish smart phone is going to be right around $300... so you are paying more than the $200-with-contract price that T-mobile charges.... but you break even on the extra cost in 5-6 months by avoiding the extra monthly cost for service on a contract (since you buy the phone without signing up for a contract).
You can also usually sell the old phone for ~$100 after you unlock it, and put that money towards your next upgrade.
Right now, I plan to see how the battery life on the dual core phones goes. If battery life is improved, then I will shoot for device running "Ice cream" or whatever comes after honeycomb.
If battery life still sucks, then I will keep my Vibrant (and the 3 spare batteries I have for it) in the short term and keep an eye out for cheaper plans
Im in a college town and I can get things cheap off craigslist. I bought my second vibrant for 120 brand new with accessories. Just got an hd7 for 150 and ive bought 4 hd2 plus a couple broken ones from 40-150.
Key to buying phone monthly is patients, checking craigslist every couple hrs, and lowballing. I love to see a listing up for a couple days because its usually the green light.
Every phone i buy i usually see for 2x what I paid for.
Ive been living off my first real phones tmobile mda, samsung blackjack, and moto milestone. Ive been selling and buying since my mda. I try not to use my own money.
And all but not least I dont care for light cosmetic issues, thats what silicon cases are for.
imitebewrong said:
I have enormous piles of money all over my mansion. That's how.
Sent from my SGH-T959 using XDA App
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Click to collapse
Lol
Sent from my LG-P500 using XDA App
intruda119 said:
Im in a college town and I can get things cheap off craigslist. I bought my second vibrant for 120 brand new with accessories. Just got an hd7 for 150 and ive bought 4 hd2 plus a couple broken ones from 40-150.
Key to buying phone monthly is patients, checking craigslist every couple hrs, and lowballing. I love to see a listing up for a couple days because its usually the green light.
Every phone i buy i usually see for 2x what I paid for.
Ive been living off my first real phones tmobile mda, samsung blackjack, and moto milestone. Ive been selling and buying since my mda. I try not to use my own money.
And all but not least I dont care for light cosmetic issues, thats what silicon cases are for.
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Click to collapse
Exactly. Thats what I do. Just buy phones, make profit, and keep the cycle going until you have the Phones you want and they cost nothing.
Sent from my SGH-T959 using XDA App
serban954 said:
Exactly. Thats what I do. Just buy phones, make profit, and keep the cycle going until you have the Phones you want and they cost nothing.
Sent from my SGH-T959 using XDA App
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yup all my phones are a result of selling my PSP years ago.
xD
scrizz said:
yup all my phones are a result of selling my PSP years ago.
xD
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only thing I really paid for was my moto miletone. I loved that phone and it was perfect for me. Everything else is from my original purchase of my mda. I get mad when I hear people trying to choose phones or game systems ect. I just bought a newer white 360 with 20inch moniter for 65 bucks on craigslist. Now I got a 2nd moniter and my girl got another 360 exclusive for kinect. Or just sell it and make 200+ for it.
Next I will get atleast 300+ for my 32gb vibrant( this title will make me alot of moniesssss) soon.
funeralthirst said:
a job and full price. lol. i haven't had a contract with tmob for like 4 years anyway...
but then again, i went from a g1 to the vibrant, but i typically get a new phone once a year. had a bb curve, wanted android and got the g1, cm wasn't cutting it on the g1 anymore, so i got the vibrant, when a substantially better phone comes out (dual core, better screen, honeycomb, etc), or the vibrant just isn't working for me i'll get a new one (likely the former).
that or my wife needs a new phone (she has a cliq...), so i may pawn my vibrant off on her and grab an sgs2 or vibrant 4g.
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Click to collapse
Not really. All it takes is a brain. T-Mobile is addicted to promotions. I just upgraded my Vibrant to a HD7 for $200.
Free Online Promotion:
1. Order HD7 from T-Mobile as an Add-a-Line for $0 (they waive the Activation Fee) with a $15 Data Plan and Insurance.
2. Swap the SIMs in the Vibrant and HD7s.
3. Wait 2 Weeks.
3a. Sell the Vibrant for $200+
4. ETF the Line you added when you got the HD7 (it's using your older SIM*).
5. Total Price: $200 (Price of the phone for a new customer).
* You will still qualify for upgrade pricing when you would have if you had kept the Vibrant, because you still have the Vibrant SIM, you ETF'd the new SIM instead
If you're on T-Mobile, watch the promotions and wait. The only time you should feel like you have to get a new phone early is if you've been burned with an earlier purchase - like many [US] Galaxy S users feel they were.
intruda119 said:
only thing I really paid for was my moto miletone. I loved that phone and it was perfect for me. Everything else is from my original purchase of my mda. I get mad when I hear people trying to choose phones or game systems ect. I just bought a newer white 360 with 20inch moniter for 65 bucks on craigslist. Now I got a 2nd moniter and my girl got another 360 exclusive for kinect. Or just sell it and make 200+ for it.
Next I will get atleast 300+ for my 32gb vibrant( this title will make me alot of moniesssss) soon.
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Click to collapse
The newer 360s aren't White, they're black.
Unless you meant a newer white 360 that isn't guaranteed to fail on you sooner or later?
The new Black "S" or pre-"S" Elite Models are fine, though.
The white ones... I wouldn't spend anything on them.
Buy a phone from craigslist and sell your old one on craigslist.
N8ter said:
Not really. All it takes is a brain. T-Mobile is addicted to promotions. I just upgraded my Vibrant to a HD7 for $200.
Free Online Promotion:
1. Order HD7 from T-Mobile as an Add-a-Line for $0 (they waive the Activation Fee) with a $15 Data Plan and Insurance.
2. Swap the SIMs in the Vibrant and HD7s.
3. Wait 2 Weeks.
3a. Sell the Vibrant for $200+
4. ETF the Line you added when you got the HD7 (it's using your older SIM*).
5. Total Price: $200 (Price of the phone for a new customer).
* You will still qualify for upgrade pricing when you would have if you had kept the Vibrant, because you still have the Vibrant SIM, you ETF'd the new SIM instead
If you're on T-Mobile, watch the promotions and wait. The only time you should feel like you have to get a new phone early is if you've been burned with an earlier purchase - like many [US] Galaxy S users feel they were.
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Click to collapse
yeah, you could do that. but you pay more monthly on a contract plan than a no contract plan. plus, if i have a problem with something (or want to go to a contract for a phone), tmob is much more receptive to what i want when i'm off contract (and they check how long i've had service with them).
and i think you mean cancel the new sim/line and pay the etf on that. otherwise you lose future upgrade capability on the existing line. you physically swap the sim card between the two phones, but you cancel the sim that came with the <new phone line>. sim cards can't be reused, so you wouldn't be able to make your old sim use the new line's number and i'm pretty sure a sim has to be associated with a line.
why wait 2 weeks and why buy insurance? or is the two weeks to make sure the imei of the new phone takes for insurance (i don't have phone insurance, it's pointless)?
the hd7? that's a downgrade... and 'get a new phone early'? two years (22 months) between new phones is ridiculous, or at least is for any smartphone. once a year is about right with how technology is moving on phones.
i'm much happier just paying full price than doing some 'activate new line, call and ***** they didn't waive the activation fee, make sure the imei transfered for insurance, cancel line, pay more each month, etc.' dance.
xmrtarox said:
Buy a phone from craigslist and sell your old one on craigslist.
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Click to collapse
That depends on where you live. Since this is the Vibrant forum I'll assume we're talking T-Mobile...
Not many people around here have T-Mobile, and their coverage is worst than Boost and Virgin so there are probably more people on Boost than on T-Mobile. Trying to sell a T-Mobile phone here won't get you anywhere.
Plus, the Value of these phones have gone down quite a bit.
Most people don't really see a point in buying a phone at off-contract prices, or anything close, because even if you buy at contract price and ETF 2 weeks later, the phone is cheaper.
So I rather buy on contract knowing I'm not poor and can ETF at any time on T-Mobile than buy a $500 phone and act like I'm better off because I'm off-contract.
$499 off contract, or $199 (with rebats) + $200 ETF fee two a few weeks later to end the contract?
Don't see a point in paying those prices for off-contract phones...
The contract prices only matter if you stay on the contract the entire time, but it's ALMOST ALWAYS cheaper to buy at contract price and ETF on T-Mobile later, than to buy an off-contract phone. You're actually throwing money away if you buy it off-contract.
That is precisely why AT&T and Verizon raised their ETF prices up about $100 bucks. To make the contract price + ETF = retail price. T-Mobile still hasn't, so it's cheaper to buy on contract and ETF break the contract after the first two weeks or month (depending on if you're waiting on rebates).
So last night, I decided to go to an AT&T store to buy an LTE Note 8.0 only to find that the first three of the corporate stores I called didn't have any in stock. Finally, the fourth store I called had two left. So I went over there fully expecting to pay the full unlocked $499 price. To me, it didn't make sense to lock myself in for two years when I'd only save $100 over full retail.
When I walked in, though, I was helped by the store manager. He gets the tablet for me and then goes to look up my account info so he could convert my plan to a MobileShare. He saw that I bought a Galaxy S4 about 40 days ago and, much to my surprise, offered me the smartphone bundle promotion, which meant I could get the tablet on contract for $199. I knew about the promotion but just assumed I wouldn't qualify since I bought the phone before the Note 8.0 even launched.
Needless to say, saving $300 over full retail WAS enough to get me to go contract. There's great customer service and then there's the service I received last night. The manager totally didn't have to do that for me but offered without me even asking. :good:
Awesome! Gratz to hear about your saving. Att never did me wrong, even when they rep accidentally took away my unlimited data, I just call customer service and they just me back on unlimited data.
I had a similar experience. I purchased an S4 but the Note 8 available when I purchased it. When it was to be released by AT&T my AT&T Sales person called me to let me know it would be available on the morrow and they had 5 in the store and further that even though I had purchased my S4 16 days previous AT&T would give me the promo bundle price of $199.00. That is stellar service in my opinion.
Bruce
cataloochee said:
I had a similar experience. I purchased an S4 but the Note 8 available when I purchased it. When it was to be released by AT&T my AT&T Sales person called me to let me know it would be available on the morrow and they had 5 in the store and further that even though I had purchased my S4 16 days previous AT&T would give me the promo bundle price of $199.00. That is stellar service in my opinion.
Bruce
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lol. Dealers do this all the time. They get people into promotions (most which they can find a way to make happen so long as its not too far outside the box).
The dealer did not do it to be helpful, which is the sad thing. Dealers, including managers, make more commission off contracts than they do off devices. So he would have made more commission still with that contract than having you spend money on devices. They do this because the company makes more money having you pay the monthly service cost than by having you buy a full cost phone or tablet.
In essence, it takes a company 18-24 months to make back the subsidized cost of a device. That means that 199 bucks you paid, you will pay back the missing 300 bucks on the plan after typically 18 months. Then they get 6 months of profit. So you do actually pay for the device for full cost anyways.,,,and they just extended out how long between upgrades and by the time you get around to actually being eligible for upgrade they may be extending it out further. The current discussions in the industry are talking about 3 year contracts and 2+ year upgrades.
What you have to consider is the lifetime cost of service and the device. They want you to buy a tablet. It makes you pay for their service, instead of just tethering your phone to the tablet. Tethering is cheaper, not contracts, and you wind up paying A LOT LESS even if you pay full cost for the device.
Truth is that ATT customers typically pay close to 1-2K more than many of the carriers that charge full cost for a device. Basically that 300 bucks you saved cost you at least a grand more in the end, and the manager who was "helping" you basically just weasled you into a contract where you will pay more for a separate plan for the tablet instead of just using cheaper tethering options (considering you still share data regardless) and he just got a good commission out of you.
Sad but true. You just got suckered.
How do I know? Nearly 7 years working in the wireless industry. Some of that time with AT&T and a great deal of that time with retail agents and retail policy.
I'm not trying to be a downer, but I hate AT&T dealers. After working for them for so long, Ive come to find that just about every single dealer if about as underhanded as a used car salesman trying to sell you a lemon and convince you its a ferrari. I used to see the dealers in my home town and my normal reaction to them is equivalent to the thought of "you sick bastard."
I do not know how many "deals" a dealer has done that I have had to fix, but typically even if their promises are kept they still use you and screw you over.
Ive even heard dealer chatter. How they talk about customers and think of customers as no more than a mark to be scammed so they can get their next commission. Ive seen more respect for their "victims" from the criminals on "to catch a predator."
phoenixbennu said:
lol. Dealers do this all the time. They get people into promotions (most which they can find a way to make happen so long as its not too far outside the box).
The dealer did not do it to be helpful, which is the sad thing. Dealers, including managers, make more commission off contracts than they do off devices. So he would have made more commission still with that contract than having you spend money on devices. They do this because the company makes more money having you pay the monthly service cost than by having you buy a full cost phone or tablet.
In essence, it takes a company 18-24 months to make back the subsidized cost of a device. That means that 199 bucks you paid, you will pay back the missing 300 bucks on the plan after typically 18 months. Then they get 6 months of profit. So you do actually pay for the device for full cost anyways.,,,and they just extended out how long between upgrades and by the time you get around to actually being eligible for upgrade they may be extending it out further. The current discussions in the industry are talking about 3 year contracts and 2+ year upgrades.
What you have to consider is the lifetime cost of service and the device. They want you to buy a tablet. It makes you pay for their service, instead of just tethering your phone to the tablet. Tethering is cheaper, not contracts, and you wind up paying A LOT LESS even if you pay full cost for the device.
Truth is that ATT customers typically pay close to 1-2K more than many of the carriers that charge full cost for a device. Basically that 300 bucks you saved cost you at least a grand more in the end, and the manager who was "helping" you basically just weasled you into a contract where you will pay more for a separate plan for the tablet instead of just using cheaper tethering options (considering you still share data regardless) and he just got a good commission out of you.
Sad but true. You just got suckered.
How do I know? Nearly 7 years working in the wireless industry. Some of that time with AT&T and a great deal of that time with retail agents and retail policy.
I'm not trying to be a downer, but I hate AT&T dealers. After working for them for so long, Ive come to find that just about every single dealer if about as underhanded as a used car salesman trying to sell you a lemon and convince you its a ferrari. I used to see the dealers in my home town and my normal reaction to them is equivalent to the thought of "you sick bastard."
I do not know how many "deals" a dealer has done that I have had to fix, but typically even if their promises are kept they still use you and screw you over.
Ive even heard dealer chatter. How they talk about customers and think of customers as no more than a mark to be scammed so they can get their next commission. Ive seen more respect for their "victims" from the criminals on "to catch a predator."
Click to expand...
Click to collapse
While your statements are true they are not necessarily accurate. The only way a person would have been "suckered" is if he didn't know what you describe. But almost all consumers realize that there is no free lunch and that the choice of purchasing outright or monthly result in the full price of the device being paid. The only difference is when payment accrues and how much the final cost will be. No different than purchasing a vehicle or a home.
In addition, the accuracy of your claim of being suckered depends on whether the purchaser bought because of the lower initial price or because he wanted the device in any case. In my case I had already decided to purchase the Note 8 from AT&T and only awaited the availability of the Note 8 at AT&T as I wanted the LTE data option. Thus, my only decision was whether to pay full price or add a two year contract to my account. Since I would have to have a data plan from AT&T to use the LTE feature in any case I needed to have an additional phone line. So I was able to get the regular discounted price or pay full price plus the new line costs (these I would pay no matter how I purchased the device and would last as long as I wanted to use the device). With the additional bundle price I decided to purchase at $199 instead of $399. Of course I realize I will pay full price over the next 24 months including the premium for purchasing by installment. But I knew that, considered it, and choose to do it. Thus, I made a considered decision and was not "suckered".
And clearly the sales staff is trying to sell devices and services that bring them the greatest commission. That's what they do for a living. The consumer knows that too. Maybe the real "suckers" are those sales people that think that they are being really "sharp".
Bruce
cataloochee said:
While your statements are true they are not necessarily accurate. The only way a person would have been "suckered" is if he didn't know what you describe. But almost all consumers realize that there is no free lunch and that the choice of purchasing outright or monthly result in the full price of the device being paid. The only difference is when payment accrues and how much the final cost will be. No different than purchasing a vehicle or a home.
In addition, the accuracy of your claim of being suckered depends on whether the purchaser bought because of the lower initial price or because he wanted the device in any case. In my case I had already decided to purchase the Note 8 from AT&T and only awaited the availability of the Note 8 at AT&T as I wanted the LTE data option. Thus, my only decision was whether to pay full price or add a two year contract to my account. Since I would have to have a data plan from AT&T to use the LTE feature in any case I needed to have an additional phone line. So I was able to get the regular discounted price or pay full price plus the new line costs (these I would pay no matter how I purchased the device and would last as long as I wanted to use the device). With the additional bundle price I decided to purchase at $199 instead of $399. Of course I realize I will pay full price over the next 24 months including the premium for purchasing by installment. But I knew that, considered it, and choose to do it. Thus, I made a considered decision and was not "suckered".
And clearly the sales staff is trying to sell devices and services that bring them the greatest commission. That's what they do for a living. The consumer knows that too. Maybe the real "suckers" are those sales people that think that they are being really "sharp".
Bruce
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Click to collapse
Same here. I don't feel suckered. I walked into the AT&T store fully planning on paying $499 full retail for the tablet. The contract price was $399 and it wasn't worth it to me to lock myself in for 2 years purely to save $100 off retail. However, when I was offered $199 for the tablet, now we're talking about saving $300 over retail up front and that WAS worth it to me as far as locking myself in for two years. I was able to put the $300 toward something else and I love having an LTE tablet. Win-win. It's only being "suckered" if you're led to believe one thing and something different actually happens. I knew what I was getting into.
oldblue910 said:
Same here. I don't feel suckered. I walked into the AT&T store fully planning on paying $499 full retail for the tablet. The contract price was $399 and it wasn't worth it to me to lock myself in for 2 years purely to save $100 off retail. However, when I was offered $199 for the tablet, now we're talking about saving $300 over retail up front and that WAS worth it to me as far as locking myself in for two years. I was able to put the $300 toward something else and I love having an LTE tablet. Win-win. It's only being "suckered" if you're led to believe one thing and something different actually happens. I knew what I was getting into.
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"You can lead them to the water but you can't make them drink" Of course you know they will, because they're thirsty!!
Nice that's great that they took care of you.. In reality I think you came out on top because if they switched you to mobile share you are only payin $10 a month for that line being locked in for the next 2 years would be $240 so by being in contract you actually get the device for $60 less than full retail.. Great stuff had a similar experience and that's what pushed me over the edge to get it
So ATT can't fix the recalled phones in-store at a corporate location? UGH!
My ATT contract has been up for about 2 months now. I wanted the Note 4 but now that Chainfire has said it will mostlikely not be bootloader unlocked, I've lost interest. Decide to wait on the Nexus 6. Missed pre-ordering so I decided to just pick one up today at my local store. Went to get one and was told they couldn't sell me one.
I can't afford to buy one outright, need do to a 2-year or Next and I really wanted to stick with ATT.
Went to order one online to get one hopefully on the way but now they are out-of-stock online! UGH.
Really sucky part is that my S3 broke about 2 weeks ago, screen is cracked and the digitizer doesn't work right so I can barely use it. I can answer calls but not place them or really use the phone.
Sad panda! :*(
Sorry to hear that, but you can always try T-Mobile. You can still buy it from them and can pay in monthly intervals for 24 months
http://www.t-mobile.com/cell-phones/google-nexus-6.html#Midnight-Blue
$0 down. $27 for 24 months (32GB), $29 for 24 months (64GB)
Do note that you will have to wait before it gets shipped, or you can call your nearby T-Mobile stores to see if they have any in stock.
T-Mobile loves you.
Sent from my Nexus 6
If this guy orders from T-Mobile, and gets his phone before I get mine (a 64GB ordered on 11/19, 8 AM CST), I'm going to lose my ^&*(.
EDIT: kdoggy, I wish you the best in your endeavors to get a hold of this phone...
I was in a similar situation a few months ago. My Galaxy S4 broke. I was still in the middle of my contract with AT&T and couldn't afford to replace my phone at full retail price. I was thinking about ditching AT&T anyway. I switched to T-Mobile. I I traded in my busted S4 towards a Nexus 5, got the unlimited plan and had all but a few bucks of my AT&T ETF paid off by T-Mobile and haven't looked back. Just got my Nexus 6 the other day.
kdoggy said:
So ATT can't fix the recalled phones in-store at a corporate location? UGH!
Went to order one online to get one hopefully on the way but now they are out-of-stock online! UGH.(
Click to expand...
Click to collapse
What I did today was go into the store and do a 'direct fulfillment' order and basically ordered the phone. No idea when it will ship, but that way you won't have to keep checking online and also they can make sure and set up your plan just the way you want it etc. Make all the necessary changes. I would recommend doing it this way. The rep almost sold me the unit they had, but saw the notice on her screen or something. Was that close!
I can't really switch from AT&T. We have 3 other phones on our account and my wife is not willing to switch from AT&T and she does not want a new phone. She is happy with keeping her S3 Vs. paying for a new phone. She was all set to grab an S5 for $1.00 this Black Friday until she found out that we have been charged a "$25.00" dollar up-charge for the phones the past two years. She is enjoying the $15.00 per line right now and doesn't even want ME to buy a new phone.
Her and the kids just bought new batteries for their S3's so they have no plans to change. I use my phone for work though (state government, in the technology services field) so I have an excuse and justification for an upgrade. Also the state gives me a $70.00 dollars a month reimbursement towards my phone bill and I get a 20% discount for being a state gov employee.
kdoggy said:
I can't really switch from AT&T. We have 3 other phones on our account and my wife is not willing to switch from AT&T and she does not want a new phone. She is happy with keeping her S3 Vs. paying for a new phone. She was all set to grab an S5 for $1.00 this Black Friday until she found out that we have been charged a "$25.00" dollar up-charge for the phones the past two years. She is enjoying the $15.00 per line right now and doesn't even want ME to buy a new phone.
Her and the kids just bought new batteries for their S3's so they have no plans to change. I use my phone for work though (state government, in the technology services field) so I have an excuse and justification for an upgrade. Also the state gives me a $70.00 dollars a month reimbursement towards my phone bill and I get a 20% discount for being a state gov employee.
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Click to collapse
Your other alternative would be to buy it from Motorola on Wednesday and get 6/12/18 month financing or to just wait for AT&T.
zephiK said:
Your other alternative would be to buy it from Motorola on Wednesday and get 6/12/18 month financing or to just wait for AT&T.
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How does that work with Motorola? Now when you say Motorola, I assume you mean threw Google Play? How does the financing work?
I am also with AT&T, and a few months ago I was trying to pick up the Nexus 5 from T-Mobile. T-Mobile would not sell me the phone at all unless I purchased some form of service with them. Regardless of the fact the phone is unlocked; the reps stated their systems wouldn't allow a phone sale without accompanying service. So good luck buying from T-Mob.
kdoggy said:
How does that work with Motorola? Now when you say Motorola, I assume you mean threw Google Play? How does the financing work?
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Click to collapse
No not through Google Play. http://www.motorola.com/us/consumers/nexus-6-header/Nexus-6/nexus-6-motorola-us.html
When its in stock (Wednesdays) itll be available to buy. Its really tough from buying there and Google Play as it'll be out of stock and whatnot.
Financing is the same thing as you would on a carrier. You can pay out ~$649 + tax in 6/12/18 months (you pick) and you have to be approved.
Merry Christmas!
Hey guys, I've been thinking about canceling my Jump! service, I just do not see the benefit beside protecting you device. I just want to see who have it, and why you want to keep it. Or those that do not have it and why you didn't bother signing up.
I have it and my carrier insurance actually dropped 2 dollars a month so I figured, why not? I do like it though. Out allows me to continually get new phones. I tend to get board with a phone to a degree after a year or so. For me it's pretty good. You just have to get over the fact if you keep jumping, you'll never really own a phone. Sort of leasing a phone.
Merry Christmas
I'm very fortunate to have the opportunity to switch to a new phone every year, so I thought JUMP! makes sense. The insurance and Lookout Premium is a nice addition.
I been paying into jump for me and my wife since it started. Just upgraded both of us 2 weeks ago to two note 4's. In 6 months Samsung will have new phones with Playstation Now. I saw an aluminum billet cut out of a new Samsung phone, kinda curious to see what the final product looks like and how the Playstation Now runs on it. If I like I will wait for unboxing youtube video and maybe I jump.
Sent from my SM-T800 using XDA Premium HD
I use mine for insurance purposes only, I end up buying phones every 4 months or so, so basically the upgrading isn't worth doing for me, plus its a waste money to lease a phone and not pay it off imo.
It all depends and it's all in the numbers. It's a number game. If you have it only for insurance, do keep in mind that there's a deductible. For a high end phone like the Note 4, it's like $175 or something. If you're using it to upgrade, make sure your phones not almost paid off or it won't be worth it lol. Or if you're required to put down a big deposit, jump isn't worth it. Do the math. Crunch the numbers...
Well I have the first JUMP package that was released (grandfathered in). I love it because it lets me upgrade every 6 months. I get bored of devices pretty quick, especially with all of the devices that get released. Best thing to ever happen to a carrier.
Sent from a potato.
I also have the first JUMP package. It's pretty great deal.
If u have jump 1 keep it if you have jump 2 get rid of it. Not worth it for 2 if you swap out phones a lot
BAD ASS NOTE 4
Can you please elaborate. I felt the Jump 2 was just an enhanced version of Jump 1 (Jump 2 just allows you to upgrade whenever you want). Jump 1 allows maximum 2 upgrade a year.
I feel the Jump is worth it if you are upgrading your devices every 6 months, based on my rough calculations.
BACARDILIMON said:
If u have jump 1 keep it if you have jump 2 get rid of it. Not worth it for 2 if you swap out phones a lot
BAD ASS NOTE 4
Click to expand...
Click to collapse
winlinmac001 said:
Can you please elaborate. I felt the Jump 2 was just an enhanced version of Jump 1 (Jump 2 just allows you to upgrade whenever you want). Jump 1 allows maximum 2 upgrade a year.
I feel the Jump is worth it if you are upgrading your devices every 6 months, based on my rough calculations.
Click to expand...
Click to collapse
If you are on payment plans you must pay off device by 50% if you wanna jump. With jump 1 it 6 months no matter how much you owe.
BAD ASS NOTE 4
Wow, T-Mobile rep explained me Jump 1 way differently, stating that half the device value would still need to be paid, lol. However, from the way you describe it, Jump 1 would have certainly been better in this case. The T-Mo rep also stated that customers can choose between Jump 1 or Jump 2, I call that BS.
Even paying 50% of the device is still worth it (whether you wait one year or 6 months) because every non-Apple device depreciates fast.
BACARDILIMON said:
If u have jump 1 keep it if you have jump 2 get rid of it. Not worth it for 2 if you swap out phones a lot
BAD ASS NOTE 4
Click to expand...
Click to collapse
BACARDILIMON said:
If you are on payment plans you must pay off device by 50% if you wanna jump. With jump 1 it 6 months no matter how much you owe.
BAD ASS NOTE 4
Click to expand...
Click to collapse
winlinmac001 said:
Wow, T-Mobile rep explained me Jump 1 way differently, stating that half the device value would still need to be paid, lol. However, from the way you describe it, Jump 1 would have certainly been better in this case. The T-Mo rep also stated that customers can choose between Jump 1 or Jump 2, I call that BS.
Even paying 50% of the device is still worth it (whether you wait one year or 6 months) because every non-Apple device depreciates fast.
Click to expand...
Click to collapse
They lied to you. You can't choose jump 1 is only for people grandfathered in. Jump 2 just sucks once you had jump 1
BAD ASS NOTE 4
I agree. Seems like T-Mobile being a true carrier once again (or were they always; like they give a sh!t).
So, if I was a T-Mobile customer a year ago, and chose Jump 1 then, it would have been worth it.
Once you upgrade with Jump 1, customers are required to continue with Jump 2 or simply remove Jump from their account.
T-Mobile is slowly giving us chills. Lets see what they reveal to us next year; will they stick to their plans for the better? #CoverageMyA$$
I'm really looking forward to a bright future for T-Mobile. Better not be one of those companies that fall bankrupt after a major flop. Do they even have the integrity? Can they sustain their building reputation? Who knows...
BACARDILIMON said:
They lied to you. You can't choose jump 1 is only for people grandfathered in. Jump 2 just sucks once you had jump 1
BAD ASS NOTE 4
Click to expand...
Click to collapse
winlinmac001 said:
Once you upgrade with Jump 1, customers are required to continue with Jump 2 or simply remove Jump from their account.
Click to expand...
Click to collapse
This is not true. If this happened to you then some sneaky rep in the store must have switched you. I just upgraded this week. I am still on jump 1. I even called them before I left the store to verify. The ONLY way you lose Jump 1 is by 1) Switching to Jump #2 or 2) Leaving T-Mobile then coming back. Thats it. Also when I log into tmobile it says I can jump NOW. That would not be possible on jump 2
Well, I never said T-Mobile was a good company anyway. Most of their store clerks are unprofessional, arrogant, and ignorant anyway. The other day, a female customer lost all her text messages on the phone as it was erased by the store rep without authorization by her; no backup to be found. T-Mobile should wake up; their Uncarrier move isn't all that great as I once thought. I don't mind the changes between Jump 1 and Jump 2, as I do understand in the corporate world, it all about profits and gain; T-Mobile would have suffered major loss had they adhered to the Jump 1 stands for long.
cwwjr1681 said:
This is not true. If this happened to you then some sneaky rep in the store must have switched you. I just upgraded this week. I am still on jump 1. I even called them before I left the store to verify. The ONLY way you lose Jump 1 is by 1) Switching to Jump #2 or 2) Leaving T-Mobile then coming back. Thats it. Also when I log into tmobile it says I can jump NOW. That would not be possible on jump 2
Click to expand...
Click to collapse
winlinmac001 said:
Well, I never said T-Mobile was a good company anyway. Most of their store clerks are unprofessional, arrogant, and ignorant anyway. The other day, a female customer lost all her text messages on the phone as it was erased by the store rep without authorization by her; no backup to be found. T-Mobile should wake up; their Uncarrier move isn't all that great as I once thought. I don't mind the changes between Jump 1 and Jump 2, as I do understand in the corporate world, it all about profits and gain; T-Mobile would have suffered major loss had they adhered to the Jump 1 stands for long.
Click to expand...
Click to collapse
My phone is my internet. I tether it. To do so and not have an outrageous bill you need two things.
1) Rooted phone
2) Unlimited data
So until another company offers unlimited data? They are the best around imo. They are also the only company I can go from the US to London on and still use my phone. Changing nothing. They are actually one of the best carriers. But if you want to keep paying over 100$ a month stay with one of the other guys... I pay 92 a month INCLUDING my note 4 payment. Unlimited everything including data. Due to T-mobiles high speeds my phone is my home internet.
PS> I have seen more retards at Verizon stores than anywhere. Maybe its just the stores where you live have a crappy regional manager? Ever think of that?
Well, I'm sure I must have went to a well reputable Verizon store then. T-Mobile's phone reps never seem to be updated or clear regarding their own policies, nor do they even understand their latest uncarrier moves. Ask them a question (even if you already know the answer) and you'll get a distorted answer from them. I've been to some T-Mobile stores where the reps were courteous, professional, and knew what they were selling, but the odds for encountering a carrier store like that are low for the most part. Its the tele-representatives I'm referring to. I only switched to T-Mobile due to the value of service I'd be getting, nothing to do with coverage.
cwwjr1681 said:
My phone is my internet. I tether it. To do so and not have an outrageous bill you need two things.
1) Rooted phone
2) Unlimited data
So until another company offers unlimited data? They are the best around imo. They are also the only company I can go from the US to London on and still use my phone. Changing nothing. They are actually one of the best carriers. But if you want to keep paying over 100$ a month stay with one of the other guys... I pay 92 a month INCLUDING my note 4 payment. Unlimited everything including data. Due to T-mobiles high speeds my phone is my home internet.
PS> I have seen more retards at Verizon stores than anywhere. Maybe its just the stores where you live have a crappy regional manager? Ever think of that?
Click to expand...
Click to collapse
hasbrobot said:
I have it and my carrier insurance actually dropped 2 dollars a month so I figured, why not? I do like it though. Out allows me to continually get new phones. I tend to get board with a phone to a degree after a year or so. For me it's pretty good. You just have to get over the fact if you keep jumping, you'll never really own a phone. Sort of leasing a phone.
Merry Christmas
Click to expand...
Click to collapse
You may be able to Jump to a new phone after a year or after the device is half way paid off but you have to trade it in . If you do the math you are losing money 2 ways. A year from now you can sell your phone outright for more than $400 easily . That being said 1 year from now you will have half your device paid off if you are doing the 2 year finance . So that means Tmobile is giving $330 Tops for your phone when you Jump. You can just sell your phone for anything more than $330 ( which is very easy) and put it towards a new device . When I was gonna Jump from my S5 to the note 4 they were only giving me $320 cause that is what I owed on it. I sold it for $425 and paid off the S5 and put the extra $105 towards my Note 4 . Unless you are on the old Jump then it is not worth it cause they pay you less than market value for an easy to sell phone.
---------- Post added at 08:10 AM ---------- Previous post was at 08:00 AM ----------
Mavman42 said:
Merry Christmas!
Hey guys, I've been thinking about canceling my Jump! service, I just do not see the benefit beside protecting you device. I just want to see who have it, and why you want to keep it. Or those that do not have it and why you didn't bother signing up.
Click to expand...
Click to collapse
In order to Jump you have to have half your device paid off . If you just bought a Note 4 now then in a year from now you will only owe $330 or so . So Tmobile is gonna give you $330 for a phone you could easily sell a year from now for over $400 . Keep your insurance , dump jump and put the $24 you save in a year for not having it plus the $400+ you can sell your Note 4 for and pay off your device when you want to Jump and put the extra $100 or so you have left towards your new phone. Put it this way even if you only get $350 for your Note 4 ( which would be on the very low end) you would still be coming out ahead. Why trade in an easy to sell device when you can sell it yourself ?No doubt about it that you are getting screwed by TMO when you pay for Jump . If you are on the Old Jump please disregard this message. the old Jump is worth it. Tmobile may still ask you to put a deposit on your new phone when you decide to jump . All jump does is pay off the remaing balance on your phone. Tmobile will still run a credit check when you get a new device.Just do the math and you will see why Jump is a Scam . Numbers don't lie put Big Business does. Anything they can to squeeze a few more dollars out of you a month.
I think its just a matter of convenience and peace of mind now with Jump 2. The fact that you don't need to worry about paying shipping and insurance and seller fees, etc when selling the phone to the second owner.
spirodave said:
You may be able to Jump to a new phone after a year or after the device is half way paid off but you have to trade it in . If you do the math you are losing money 2 ways. A year from now you can sell your phone outright for more than $400 easily . That being said 1 year from now you will have half your device paid off if you are doing the 2 year finance . So that means Tmobile is giving $330 Tops for your phone when you Jump. You can just sell your phone for anything more than $330 ( which is very easy) and put it towards a new device . When I was gonna Jump from my S5 to the note 4 they were only giving me $320 cause that is what I owed on it. I sold it for $425 and paid off the S5 and put the extra $105 towards my Note 4 . Unless you are on the old Jump then it is not worth it cause they pay you less than market value for an easy to sell phone.
---------- Post added at 08:10 AM ---------- Previous post was at 08:00 AM ----------
In order to Jump you have to have half your device paid off . If you just bought a Note 4 now then in a year from now you will only owe $330 or so . So Tmobile is gonna give you $330 for a phone you could easily sell a year from now for over $400 . Keep your insurance , dump jump and put the $24 you save in a year for not having it plus the $400+ you can sell your Note 4 for and pay off your device when you want to Jump and put the extra $100 or so you have left towards your new phone. Put it this way even if you only get $350 for your Note 4 ( which would be on the very low end) you would still be coming out ahead. Why trade in an easy to sell device when you can sell it yourself ?No doubt about it that you are getting screwed by TMO when you pay for Jump . If you are on the Old Jump please disregard this message. the old Jump is worth it. Tmobile may still ask you to put a deposit on your new phone when you decide to jump . All jump does is pay off the remaing balance on your phone. Tmobile will still run a credit check when you get a new device.Just do the math and you will see why Jump is a Scam . Numbers don't lie put Big Business does. Anything they can to squeeze a few more dollars out of you a month.
Click to expand...
Click to collapse
I still owe like $400 on my LG G4, so I guess technically I dont even own my phone.
How many of you will be rooting and flashing even though youre on a next plan?
What happens when youre on an AT&T Next 12 plan and you go to hand your phone in 12 months from now?
This is when you restore the device back to factory and they are non-the-wiser about any of it.
.....They really do not go out of their way to discover if you rooted or not (at least around here they don't).
Z3ldaFan88 said:
This is when you restore the device back to factory and they are non-the-wiser about any of it.
.....They really do not go out of their way to discover if you rooted or not (at least around here they don't).
Click to expand...
Click to collapse
I see that there is a KDZ from porto rico for the ATT, and there is not yet a TOT. What is the difference between KDZ and TOT, will they remove your custom TWRP recovery partition?
Wing_Zero_Custom said:
I still owe like $400 on my LG G4, so I guess technically I dont even own my phone.
How many of you will be rooting and flashing even though youre on a next plan?
What happens when youre on an AT&T Next 12 plan and you go to hand your phone in 12 months from now?
Click to expand...
Click to collapse
You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk
Josh_Walker said:
You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk
Click to expand...
Click to collapse
Yeah for the record I really regret doing their plan. I way overpaid for my device.
If I sell it and pay the phone off ill be out an extra couple hundred bucks. The best I can do now is pay it off early and own it. Either that or just keep paying the minimum payment and then hand it over after 12 months for a brand new flagship but then be back in the same exact spot as before.
The key here I learned is patience. Let the flagship come out, wait 2 months and then hit Swappa.
I think ill pay off the device early in a few months and then go crazy with flashing and the like.
If anyone is interested on how hard I was bent over:
LG H810
Equipment Price:$669.99
Down Payment:$201.00
Amount Financed:$468.99
Installment 1 of 28 06/04 $16.75
Balance Remaining after Current Installment: $452.24
Josh_Walker said:
You guys really need to look into second hand devices. I bought my Verizon G4 (unlocked and can be used on AT&T) off Swappa for $360. It's like new and came with the original box, accessories, and a case.
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
I haven't been under contract with Verizon (mainly because of my grandfathered unlimited data) for years. I own/use every new device that comes out and most of the time I make a few bucks when I sell the old one. I can't understand why people pay full price for a phone, or finance it just to trade in on another one. We pay high cell phone rates in the U.S. because carriers subsidize phones. If we're paying the high rates AND paying full price for phones, that's a win-win for them.
Sent from my iPhone using Tapatalk
Click to expand...
Click to collapse
I agree with this MUCH cheaper. Even though I went through the next program to get my iPhone 6 several months ago, I just paid it off the next day onto my credit card (Got $200 cash back from it lol) SO I had $200 off ON TOP of I got AT&T to pay my phone bill for a month which was another $174. Because of paying it off early, credit card etc. After it was said and done I have about $250 in a brand new iPhone 6.
But anyway even I were to follow the next program it would rip me off by the time that 12 months came, I wouldnt get half of what I could sell it online for.
hyelton said:
I agree with this MUCH cheaper. Even though I went through the next program to get my iPhone 6 several months ago, I just paid it off the next day onto my credit card (Got $200 cash back from it lol) SO I had $200 off ON TOP of I got AT&T to pay my phone bill for a month which was another $174. Because of paying it off early, credit card etc. After it was said and done I have about $250 in a brand new iPhone 6.
But anyway even I were to follow the next program it would rip me off by the time that 12 months came, I wouldnt get half of what I could sell it online for.
Click to expand...
Click to collapse
Not sure where youre getting like 30% cash back from, thats insane, also I havent heard of AT&T paying peoples phone bills for early payoffs.
Yeah the used device average sold price on Swappa has already plummeted down to $450, the more I think about my plan of action, ill try and pay off the phone in the next few months so I at least own the damn thing.
How many of you will root your AT&T while youre on a Next plan?
Wing_Zero_Custom said:
Not sure where youre getting like 30% cash back from, thats insane, also I havent heard of AT&T paying peoples phone bills for early payoffs.
Yeah the used device average sold price on Swappa has already plummeted down to $450, the more I think about my plan of action, ill try and pay off the phone in the next few months so I at least own the damn thing.
Click to expand...
Click to collapse
each time I make a large purchase I look for a credit card which gives you so much back for spending a certain amount.
AT&T has a credit card if you spend $2k in 3 months you get up to $650 credit on a phone. So pretty much a free phone.
Also the paying my bill was part of me being able to help me afford the phone. If I didn't buy the phone they wouldn't had credited me it as they couldn't give a discount on the iPhone it's self.
Sent from my iPhone using Tapatalk
hyelton said:
each time I make a large purchase I look for a credit card which gives you so much back for spending a certain amount.
AT&T has a credit card if you spend $2k in 3 months you get up to $650 credit on a phone. So pretty much a free phone.
Also the paying my bill was part of me being able to help me afford the phone. If I didn't buy the phone they wouldn't had credited me it as they couldn't give a discount on the iPhone it's self.
Sent from my iPhone using Tapatalk
Click to expand...
Click to collapse
So are you opening and closing credit cards every time you make a large purchase? My Amex only gives me 1-3% cash back on purchases and we use it for almost everything. It seems like they have me $150 the first 3 months for spending a couple grand.
At some point, credit card companies would no longer give you the promos and it would wreck your credit opening and closing cards.
Sent from my iPhone using Tapatalk
Josh_Walker said:
If you don't have the cash up front, set up a credit card with your PayPal account and make the same monthly payments that you would be paying to the phone carrier. Only difference is now you're paying about half of the price you would be originally and you OWN the phone. Something new comes out..... Pick it up off Swappa (or CL, celltraderonline.com, eBay, Amazon, etc) and sell your old one on a similar outlet. There's even Facebook pages devoted to buying/selling phones.
Click to expand...
Click to collapse
While I agree in the idea of buying second hand devices. I can't speak for other carriers but on AT&Ts Next plan the person outright owns the phone on a 0% finance plan. Yes there are trade in months and such but that's just it, trade in the phone and they recover the cost from a resale. They give you the full financing disclosure showing the 0% Apr and other such disclosures.
Edit: Back on topic. I have Next and I will be rooting tonight.
Also why would someone want to pay off something that is an at cost price of a brand new device financed with 0% with a credit card that will charge financing. Suddenly the device now costs more because of the fact the credit card is likely not 0% Apr.
The only advantage to credit card financing is the ability to trade up whenever you want like you state.
Wing_Zero_Custom said:
If anyone is interested on how hard I was bent over:
LG H810
Equipment Price:$669.99
Down Payment:$201.00
Amount Financed:$468.99
Installment 1 of 28 06/04 $16.75
Balance Remaining after Current Installment: $452.24
Click to expand...
Click to collapse
A good ol' prison style raping!
How many of you will root your AT&T while youre on a Next plan?
Josh_Walker said:
So are you opening and closing credit cards every time you make a large purchase? My Amex only gives me 1-3% cash back on purchases and we use it for almost everything. It seems like they have me $150 the first 3 months for spending a couple grand.
At some point, credit card companies would no longer give you the promos and it would wreck your credit opening and closing cards.
Sent from my iPhone using Tapatalk
Click to expand...
Click to collapse
I don't close them. I keep open. I do need to close some old accounts though that are old
Sent from my iPhone using Tapatalk
joshw0000 said:
A good ol' prison style raping!
Click to expand...
Click to collapse
How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr
CAG-man said:
While I agree in the idea of buying second hand devices. I can't speak for other carriers but on AT&Ts Next plan the person outright owns the phone on a 0% finance plan. Yes there are trade in months and such but that's just it, trade in the phone and they recover the cost from a resale. They give you the full financing disclosure showing the 0% Apr and other such disclosures.
Also why would someone want to pay off something that is an at cost price of a brand new device financed with 0% with a credit card that will charge financing. Suddenly the device now costs more because of the fact the credit card is likely not 0% Apr.
The only advantage to credit card financing is the ability to trade up whenever you want like you state.
Click to expand...
Click to collapse
Because buying 2nd hand is typically half the price of buying new. So get a 0% card for 12 months or even one that charges 30% interest. No matter how you look at it, you'll pay less than full retail when it's paid off.
Sent from my iPhone using Tapatalk
CAG-man said:
How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr
Click to expand...
Click to collapse
Well its true, I am not being charged any interest and I have more spending power right now because of that. I can just hand them $17 a month and use the rest of my paycheck on whatever I want.
But I also overpaid for my device by at least $200 to be able to have that luxury. So technically I paid that interest, just up front.
CAG-man said:
How? The balance dropped by $16.75 indicating no extra charges meaning 0%apr
Click to expand...
Click to collapse
Full price @ 0% is still a bad deal IMHO. I sorta look at phones like cars. The MSRP price is the starting price for negotiations. It's the price that no one pays that gives salesmen the ability to say "but this is how much it's really worth, you're getting a great deal".
Overseas carriers don't subsidize plans so their monthly rates are much lower than ours. I can justify full price for those guys, but not in the U.S.
Sent from my iPhone using Tapatalk
Wing_Zero_Custom said:
Well its true, I am not being charged any interest and I have more spending power right now because of that. I can just hand them $17 a month and use the rest of my paycheck on whatever I want.
But I also overpaid for my device by at least $200 to be able to have that luxury. So technically I paid that interest, just up front.
Click to expand...
Click to collapse
Maybe I'm just a village idiot here, but what is a cheaper price? Lol My Next plan financed this at $650ish on June 5th release day.(i don't have the exact about in front of me) That was the purchase it now price that day. I saw it priced higher on Amazon that day. I don't count eBay or swappa and such.
Josh_Walker said:
Full price @ 0% is still a bad deal IMHO. I sorta look at phones like cars. The MSRP price is the starting price for negotiations. It's the price that no one pays that gives salesmen the ability to say "but this is how much it's really worth, you're getting a great deal".
Overseas carriers don't subsidize plans so their monthly rates are much lower than ours. I can justify full price for those guys, but not in the U.S.
Sent from my iPhone using Tapatalk
Click to expand...
Click to collapse
Its the same with when I bought my car, I had a ton in savings and was only going to finance a very very small part.
So he was pushing low payments on me, saying we can get you this % and this low of a payment, and i straight up told him he could make my payments $600 a month and i wouldnt care because I intended on paying it off very quickly, all I cared about was bottom dollar.
If only I bought my phones with the same mindset!
Wing_Zero_Custom said:
Its the same with when I bought my car, I had a ton in savings and was only going to finance a very very small part.
So he was pushing low payments on me, saying we can get you this % and this low of a payment, and i straight up told him he could make my payments $600 a month and i wouldnt care because I intended on paying it off very quickly, all I cared about was bottom dollar.
If only I bought my phones with the same mindset!
Click to expand...
Click to collapse
Sort of same here, A lot just look at the monthly payments, when sometimes they could prob be paying high interest on them.
I was sort of the opposite with my car purchases but I first worked on getting the actual price down, then work out that monthly payment, etc.
The only reason I would use next is if I got a deal OR I must really want a device without waiting for it (Then regret it later) lol.