Insurance for Galaxy S II - Galaxy S II General

I'm buying a Galaxy S II sim free when it's release and want to insure it.
Have you guys/gals got any recommendations of where to insure it. I'm UK based.
i know CPW provide geek insurance if bought from their store for around £12.99 per month but have seen a number of internet based insurers quoting around £6 per month but which of them are legit. Am also looking for laptop insurance too.
House insurance is not an option as i live in shared accommodation.
Would be greatful if anyone can help from their experiences.
Thanks in advance
Sent from my X10i using XDA Premium App

Does your bank provide it with your account?
I know some do, so it might be worth checking it out.
12.99 is crazy money a month, no way i would go for that.

IMO, £12.99 per month is way too much to insure the phone. I know the phone is valued around about £500, but still...
Also, you will probably have to pay an excess fee of about £100 on top of that if you make a claim.
I'm probably going to upgrade my standard LloydsTSB bank account to the "Silver" account. It costs £2 per month for the first 2 months and then £7.95 per month after that.
It includes:
- Mobile phone insurance (repair or replacement up to £2000, accessories up to £250) and covers Loss, theft and accidental damage
- AA Breakdown cover
- European Travel insurance
+ some other stuff too...
Check it out with your own bank before you buy insurance from CPW.

Thanks guys, will give the CPW insurance a miss for sure.
Will check out the Lloyds suggestion as I'm not too sure about using internet insurance companies as they may be cheap but who knows the hassle if you have to claim.

mines £6.95 through natwest they use a company called ccp . co. uk.
very good tbh i claimed last year and i had full handset price given to me, only have to pay £25 access.
you dont have to go through the bank just search for that company

lloyds silver account provides free insurance for 1 mobile phone but the excess is 50 . i personally wouldn't bother with insurance,warranty for a year is good enough for me.

vimto25 said:
mines £6.95 through natwest they use a company called ccp . co. uk.
very good tbh i claimed last year and i had full handset price given to me, only have to pay £25 access.
you dont have to go through the bank just search for that company
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Just checked out CCP, they seem to have changed their T&C, they only cover up to £400 and excess is now £50.
Thanks for the info anyway mate.

other insurance options
I am not sure if these guys are reliable, but its worth a look http://www.betterbuyinsurance.co.uk . Between 20 and 50 pounds for a year depending on the amount of coverage.

gaijinboricua said:
I am not sure if these guys are reliable, but its worth a look http://www.betterbuyinsurance.co.uk . Between 20 and 50 pounds for a year depending on the amount of coverage.
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They seem to be the same company as these http://www.insurance2go.co.uk/ , with the same address and registered company details.
I did try to email BetterBuy but the email bounced back as no such user so I assume Insurance 2 Go are the latest incarnation of the company

kersey said:
Just checked out CCP, they seem to have changed their T&C, they only cover up to £400 and excess is now £50.
Thanks for the info anyway mate.
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REALLY! crazy im almost finished my 12 month contract with them so i guess ill be faceing the new price if i continue, i had iphone 4 and they gave me £500 in my bank and i payed them £25 access,
Well looks like i will change once contract is finished.

Not trying to derail the thread but I'm US based and was wondering what would be the best way to try and get insurance on this phone?
I havent heard from anyone else on this so I was wondering what my best option would be.

Maybe this?
http://www.amazon.co.uk/SquareTrade...500/dp/B00448RH14/ref=acc_glance_ce_ai_ps_t_2

kersh said:
Maybe this?
http://www.amazon.co.uk/SquareTrade...500/dp/B00448RH14/ref=acc_glance_ce_ai_ps_t_2
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Click to collapse
Thanks man I never saw this before.

brandenk0 said:
Thanks man I never saw this before.
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try this for a pound extra same thing for 3 years, but need to confirm that they cover mobiles?
http://www.amazon.co.uk/SquareTrade...tion-£450-500/dp/B00448MDFO/ref=pd_rhf_shvl_2

also read this guide and the related forum:
http://www.moneysavingexpert.com/insurance/cheap-mobile-phone-insurance

Related

Selling my XDA Mini S (UK)

Just received a free upgrade from O2 - it's an XDA Mini S.
Decided however that I might as well it - already got a perfectly good phone, and whilst the XDA Mini S is superb (much much better than it's predecessors) - I'm not really gone use it.
So - anyone want to buy it ? Comes with an extra belt case, and a Martin Fields Screen Protector (already installed by myself). Boxed, with all supplied accessories, manuals, software etc.
Will also supply the receipt in case of any warranty problems.
Looking for £225 - UK sales only. PayPal, BACS, Cash or cheque acceptable.
Got 100% positive eBay feedback over 120+ transactions - so I'm genuine.
Pls email me ([email protected]) or PM me here.
Thanks
Mark
Thats a lot of pennies mate for
a) Something that cost you nothing. (Not really a bargain)
b) Something that has just been blown away by the Hermes
It's a shame cos I have one of these Wizards and I love it. I had a perfectly good phone before my ppc but I wouldn't expect too much from that price me old mukka. :roll:
Jerry-S said:
Thats a lot of pennies mate for
a) Something that cost you nothing. (Not really a bargain)
b) Something that has just been blown away by the Hermes
It's a shame cos I have one of these Wizards and I love it. I had a perfectly good phone before my ppc but I wouldn't expect too much from that price me old mukka. :roll:
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I agree it's been blown away by Hermes but disagree that it cost him nothing! It cost him 12 months at £35 a month or whatever - that ain't free. If you don't take a subsidised / free handset you cna negotiate line rental down to as little as £10/month. So it ain't 'free'...
Richard
So make me a (sensible) offer
£225 appears to be the closing price on good old eBay - but it is hassle etc (advertising, fees) - so would prefer to deal privately.
There's always someone who will buy it - I'm just trying to negate the possibility of being 'scammed' by someone on eBay (doesn't matter how hard you try - someone always chances their luck).
Thanks
Mark
fluffcat1 said:
I agree it's been blown away by Hermes but disagree that it cost him nothing! It cost him 12 months at £35 a month or whatever - that ain't free. If you don't take a subsidised / free handset you cna negotiate line rental down to as little as £10/month. So it ain't 'free'...
Richard
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Click to collapse
Sorry to sound like I'm splitting hairs on this, but I really have gotta have my say, ha ha ha.
All I really want to say is that someone looking to buy a contract free phone would probably wait and pay a little more for the Hermes.
As far as the "Per month" tariff is concerned, Mark is going to have that anyway. He couldn't use the £225 to get out of the contract and as he says, he has a perfectly good phone which he will continue to use, assumedly on the existing / continued tariff he was on before.
This was obviously Mark's choice to stay on with O2 and as a result agrees to be bound to a 12 month contract anyway. Therefore, factoring the yearly tariff into a sale isn't really valid, surely.
LOL
Sorry, I really sound like I want to pi$$ on someones bonfire, but thats really not the case, just stating an opinion.
Just as an extra note, I upgraded with O2 to a wizard for free, the cost to a new contract was only £50 then.
A fortnight later when my other half could upgrade, she went from Nokia to a Motorola something or other but didn't like it. She returned it and stayed with the Nokia. O2 gave her £100 instead. (Credit or as a payment back to her.)
Just to add Mark, good luck with the sale, I just thought I'd stick my two penne'th in LOL.
I agree if you can make a bit of cash then go for it, I just think it could be a little late with a newer, faster model now available.
Cut the Guy some slack.........
............These phones are £400+ on Expandsys sim free. [So this one may well be locked to O2 but we can either accept that or fix it!!]
The rest of us got them 'free' when signing up to a contract of some description.
You're not forced to buy if you don't want to !!
Jus my 2c
When does the hermes start shipping?
fr4gm0nk3y said:
When does the hermes start shipping?
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As far as I can tell, between now and October/November depending on where you are.

Touch HD Insurance

Received my HD yesterday and called up t-mobile today to insure it today. was shocked when they told me it was 9 quid a month plus 30 pounds excess. is this normal?
Yes, Remember this is a £500+ phone and for £9 a month it's not bad i mean do the math. Most people have there phones what 2 years tops.
However you can get it a bit cheaper from www.cusc.co.uk
I have insured mine with these it's £75 for the year which is not that bad
Make sure you pick the laptop plan and from there you can select PDA's
I have mine covered under the house insurance.
David Balfour said:
However you can get it a bit cheaper from www.cusc.co.uk
I have insured mine with these it's £75 for the year which is not that bad
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How reliable do you think CUSC are? O2 Standard Insurance comes to £72 per year. O2 Premier Insurance is £135.
I've also got mine covered under house content insurance - it was about an extra GBP1.50 a month.
Petrov.
Mines covered with my bank account
I pay £6 per month, but that gives me all sorts of extras (phone and travel insurance plus other bits I've forgotten about).
Which reminds me - I need to tell them...
So actually, mine isn't covered - yet... *gulp*
TTDegs said:
Mines covered with my bank account
I pay £6 per month, but that gives me all sorts of extras (phone and travel insurance plus other bits I've forgotten about).
Which reminds me - I need to tell them...
So actually, mine isn't covered - yet... *gulp*
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What is covered with this? And does it cover the full cost of the phone?

Best place for SIM free insurance?

I've bought an HD2 sim free and taken out a monthly T-Mobile contract for it but where is the best place for me to get insurance for it?
Chris
Stick it on your home/contents cover
Try here
http://www.insurance2go.co.uk/
I tried
http://www.cusc.co.uk/phones/why?gclid=COvirIvtiqACFZYU4wodEFFwdw
but cacelled due to the fact the dont cover loss... like doh
EddyOS said:
Stick it on your home/contents cover
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I agree, deff the cheapest way.
What kind of extra will you be looking at doing that?
I too am looking to get this beauty insured and o2 offered it me at sale, but I declined and said Id look into it, 4 weeks later havent got it sorted
I prefer not to use home insurance with excess and loss of no claims (my home insurance gives no claims discount )
Iam saving that for maybe a new tv when mine acidently falls
I paid an extra £35 on years premium for a laptop upto £2000 .. Probably charge you the same

[Q] Insurance - to do or not to do?

Will you be insuring your dhd ? carriers always used to try to bundle it in at point of dale - and dont seem to do this anymore...
how much would i pay for an annual policy to insure my dhd against accidental damage.
I have a 2 yr contract and need to make this bloody thing last!
thx
You've just reminded me that I need to notify my insurance company that I've switched phones.
I wouldn't go without the peace of mind I get from insurance. I used the insurance offered by T-Mobile. Last year my phone was stolen at the gym. I realised it was stolen at 11am, by 3pm T-Mobile had a new phone in my hand. Top service!
Sent from my Desire HD using XDA App
Thx Basil!
Can you tell e the company and price please?
thx
You can get annual insurance at insureandgo : http://gadget.insureandgo.com/
they have good deals i will be getting the silver package very soon
Think the company is phonesafe and I pay about £8 a month.
I'm sure there are better deals about but I know people who have had to wait weeks for replacement phones but mine was sorted same day.
Sent from my Desire HD using XDA App
Usual price is anywhere between £6.99 an £9.99 per month first month free with your phone provider, but if possible just add it to you HOME CONTENTS insurance - mine was £9 extra on the policy for the WHOLE YEAR!! inc Acc damage/replacement handset/calls made etc etc....
Cover is same so save yourself some cash!!
hope this helps
ps I am with RBS
jon
check your bank account mine comes with free mobile phone insurance and it covers everything from accidental damage water or moisture damage , even if stolen and thy run up a bill
im with lloyds tsb
Thx fellas!
Also found a good article on money saving exprt too...
look slike cusk is a winner too!
http://www.moneysavingexpert.com/insurance/cheap-mobile-phone-insurance#cheapest
and thx for all the tips - will deffo be following up on this one!

Phone insurance - who here has it?

My phone insurance expires today since I cancelled it (£9.99 pm, damage, theft, etc) as I was going to change to a slightly better deal at £8.99. I do have two backup phones, HTC diamond and HTC artemis if I need them. With the monthly expense and £30 excess in the event of a claim or £60 excess if I claim twice within 6 months, is it still really important to insure it?
The other thing is, if my phone is lost or stolen, what would happen to all my contacts and calendar backups on google calendar and google contacts once I cancel the phone/sim card, as I won't then have an android phone to access them.
For that reason, I suppose it makes it more important to have insurance so I can get a replacement android phone, ie, the SGS2 again?
I guess I'm almost answering my own questions, but would like to know how importantly some of you take insurance.
Stand the bet myself .
jje
JJEgan said:
Stand the bet myself .
jje
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What does that mean?
the google info you can access online without a phone if necessary. having insurance isn't enough. you need insurance that will actually pay out when you need it and not have stupid claused that negate every possibility of when you'll need to make a claim
You can Use Samsung Dive to clear your stuff if lost or stolen, and your google contacts are safe in google account which you can access through pc as well.
I never liked insurance, as now you can remote wipe phones if lost
Samsung has - Samsung Dive
HTC has - HTC sense.com
WP7 - has a similar one as well via Zune I think
Apple - has via Itunes is it
got a 24 month contract with my sgs2, so yeah insured
Roman5 said:
What does that mean?
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Insurance is a bet £500 to whatever the payment is .In your case £120 a year .
Rather than spend the £120 i stand the risk myself mainly due to price for the amount risked far to high .
jje
So if I wipe the phone, you're saying I can still access all my calendar appointments and contacts so I can at least type them into my old windows 6.1 phones?
Is samsung dive some free app I need to download?
And finally, are you saying that you personally wouldn't be that bothered about not having insurance to be able to give you a replacement £500 SGS2 in the event of losing it?
My contract is 18 months and my next upgrade is nov 10th next year. I'm trying to decide if I could happily live without a replacement SGS2 and just go back to my diamond til my next upgrade.
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
tommo123 said:
all your data is there in "the cloud" and accessible online. log into your gmail and all the links are there.
i'd have insurance for the loss of the phone but just be wary. most are essentially scams as they cover you in insanely weird in what they pay out on
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Cool.
Well, the insurance company I'm considering are the ones T-Mobile, my carrier, use. £8.99 a month, only minimum 3 month contract, £60 excess for first month, £30 for following months, £60 excess if 2 claims in 6 months. Not tied to any contract, no even after I claim. The insurance I just cancelled tied me to 18 months contract in the event of a claim, hence why I cancelled them. So, based on that info, would you say that's a reasonable deal?
nope.
very few are decent. some have clauses that dont cover for when you leave a phone in a public place, or in a location not covered by the manufacturer. so if you leave it on a train, or put it in the washing machine - neither are covered
heard the O2 one is decent
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
Sent from my GT-I9100 using XDA Premium App
stoney73 said:
I cancelled the insurance that got bundled with my contract.and registered my phone with my bank account(natwest) which offers me free mobile insurance. Nit sure if every type of bank account offers that though.
Sent from my GT-I9100 using XDA Premium App
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Click to collapse
Ah, thanks for reminding me of bank insurance. Yeah, I'd completely forgotten that my bank, barclays, had given me a leaflet on phone insurance. It says 'this policy is provided as a benefit of you being a qualifying account holder'. I wonder if that means it's free? They let me have 2 claims a year. The policy comes into effect 7 days after registration. I'll check it out at the bank tomorrow, I might be saving myself a bunch of money!
edit: right then, I rang the barclays number and got a very helpful bunch of replies from the man. He said I need to open the new account which costs £5 a month to keep open, and that £5 includes the insurance. He said it would be the same for for you and your nat west account, that your free insurance is based on paying to keep an account open. Everything else I asked him got favourable replies so I'm gonna go ahead and do that tomorrow when I pop into the bank. Can't go too far wrong at £60 a year.
I have insurance on mine.... at $20 per year I could not refuse to go for it.
Where from? www.anwb.nl for peeps in The Netherlands
Only downside:they do a linear % write-off to $0 in 3 years, and when it's worth less than 50% - so after approx 18 months- I would not get a full refund if lost or stolen (or broken), but the calculated %. But in a year and a half I won't mind anyway.
Not that I have ever broken or lost a phone, but at 525 euro these SGS2's are a bit expensive not to have insurance for it....

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